Terms and Conditions

Before making a purchase on our website, we kindly ask you to review and understand our Terms and Conditions. These terms outline the rights and responsibilities of both you, the user, and Numi Financial Services. By using our website and making a purchase, you agree to comply with these terms.

1. Account Creation:

To make a purchase on our website, you may be required to create an account. You must provide accurate and up-to-date information during the registration process.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must notify us immediately if you suspect any unauthorized use of your account.

2. Product Information:

We strive to provide accurate and detailed information about our products and services. However, we do not guarantee the accuracy, completeness, or reliability of any product descriptions, pricing, or availability.
Numi Financial Services reserves the right to modify, discontinue, or update any product or service without prior notice.

3. Pricing and Payment:

All prices listed on our website are in the specified currency and exclude applicable taxes and fees.
You agree to pay the total amount specified during the checkout process,including any applicable taxes or fees.
Payment methods accepted may vary and will be clearly indicated during the checkout process.

4. Order Confirmation:

After placing an order, you will receive an email confirmation containing the details of your purchase. This email does not guarantee acceptance of your order; it serves as an acknowledgment of receipt.
Numi Financial Services reserves the right to refuse or cancel any order at any time for reasons including, but not limited to, product unavailability, errors in pricing or product information, or suspected fraudulent activity.

5. Delivery and Shipping:

Numi Financial Services will make reasonable efforts to ensure timely delivery of your purchase. However, we do not guarantee delivery times and arenot responsible for any delays caused by external factors.
Risk of loss and title for products pass to you upon delivery to the shipping carrier.

6. Returns and Refunds:

Our return and refund policy is outlined separately on our website. Pleasereview this policy to understand your rights and obligations regarding returns and refunds.

7. Intellectual Property:

All content on our website, including text, graphics, logos, and images,is the property of Numi Financial Services and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, or use any content from ourwebsite without prior written permission from Numi Financial Services.

8. Limitation of Liability:

Numi Financial Services shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website, products, or services.
Our liability, if any, shall not exceed the total amount paid by you for the specific product or service giving rise to the claim.

9. Governing Law:

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Numi Financial Services is registered.

10. Changes to Terms and Conditions:

Numi Financial Services reserves the right to modify or update theseTerms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting on our website.

By using our website and making a purchase, you acknowledge that you have read, understood, and agreed to abide by these Terms and Conditions. If you have any questions or concerns, please contact our customer support team for assistance.